Committed to your needs

We have been originating Conventional, FHA, and VA mortgage loans since 1995 and have the EXPERIENCE and knowledge to provide you with the best financial advise and service that the mortgage indusrty has to offer!

You can personally review our Loan Programs on this website, and don't hesitate to call or e-mail us and we'll develop personalized financing options CUSTOM fit to your particular situation.

With rates so low, now is a great time to lower your monthly payments, reduce your interest expense, and/or shorten your loan term with a 20, 15, or 10 year loan.  Refinancing could be the way to go so check it out with our Refinance Mortgage Calculator.

Or, try out our Debt Consolidation Mortgage Calculator to see if a home equity loan would work for you.

Obtaining a home loan, for a purchase, refinance, or taking cash out is is a big investment. Our company has been in this business for 15 years, and we invite you to put our experience and expertise to work for you. Remember, at Optima Mortgage, "Our Financial Advise and Service Make The Difference". 

• Enthusiasm working for you
  Helping people make one of their most important decisions is a serious responsibility, but something that I enjoy doing. This enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions.
• Established Credibility
  We have 15 years of experience and knowledge working in the mortgage industry. Today, with all the new underwriting requiremnts and new Federal Regulations, you need our knowledge, experience, and SERVICE to get the job done right!